Getting to the Point of a Point

Getting to the Point of a Point

A quick online search for “Dow rallies 500 points” yields a cascade of news stories with similar titles, as does a similar search for “Dow drops 500 points.” These types of headlines may make little sense to some investors, given that a “point” for the Dow and what it means to an individual’s portfolio may… Read More »

401(k) and IRA Contribution Limits Boosted for 2019!

401k and IRA Limits See Boost in 2019

It’s time to adjust your 401(k) and IRA contributions for 2019! The Treasury Department has announced inflation-adjusted figures for retirement account savings, and there are a lot of changes that will help savers contribute more to these accounts. After six years stuck at $5,500, the amount you can contribute to an Individual Retirement Account is… Read More »

End-of-Year Market Volatility Update

End-of-Year Market Volatility

Financial markets have moved dramatically for as long as stocks and bonds have existed. Average total returns are often discussed, perhaps giving a false impression that these returns are the norm. But in reality, there have been only a few years that stocks and bonds have delivered returns close to the market average. These market… Read More »